childcare costs

Perhaps I am imagining this, or perhaps I am more aware of all things to do with babies because I am pregnant,  but there seems to be an awful lot of fly-on-the-wall programmes, TV series, etc on the box about having children and parenting.  Currently in the news, rising childcare costs in the U.K. is also taking up much column space in the daily press.  It seems procreation is taking center stage, or nearly center stage, in these times of economic turmoil.

Yesterday an article in the Guardian looked at the implications of the 5.8 and 3.9 % increase in childcare costs in 2009- 2010 and 2010-2011, respectively, in relation to the 0.3 % increase in salary over the same period, and the changes in tax credit, for working parents.  The title and punch line were slightly irritating but the article itself was interesting; well worth a read.

Childcare is of course a concern for us at the moment.  I will be returning to work after six months of maternity leave, meaning I will need to find childcare for Sprog.  There is an excellent nursery at work but it is hugely popular and there is an 18 month wait, meaning that Sprog is not likely to get in until he is about 1 year old.  we will need something else as a stop gap and the way to get around this, we were told when we started thinking about this 7 months ago, is to register with various nurseries and hope to get into one.  There is a deposit to be paid at each of these.  The monthly cost of the ones we found were not less than £800 per month.  Fortunately we knew about all this as we planned the pregnancy.  Having a child is expensive business; can't imagine doing this without a financial plan in place.

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